Travel insurance is always worthwhile when you’re heading abroad, even if you’re visiting a relatively safe location like mainland Europe or somewhere close by.  After all, the unexpected can still happen: your flight could be cancelled, you could eat something that disagrees with you, or you could be targeted by thieves.

It’s also important to know that, if you’re travelling to Europe, your EHIC card doesn’t cover all of your medical needs and many of the most expensive services like repatriation (bringing you back home if you’ve had an accident) aren’t covered by EHIC.  Plus, your EHIC only covers you for basic health treatments; you won’t be protected against things like holiday cancellation, and loss or theft of your belongings.

You should buy holiday insurance as soon as possible after you’ve booked your trip.  Remember that your travel insurance covers you for incidents that happen before you travel, as well as things that occur during your holiday.  With cancellation cover, you’ll be reimbursed if you can’t travel due to sickness, for example.

When you get a travel insurance quote, you’ll notice the Bronze, Silver and Gold policies come with an ‘excess’.  This is the amount you agree to pay when you make a claim under your policy.  Once your excess has been paid as part of the claim, Allianz Assistance will pay the remaining expenses up to the limit of your cover.

Your travel insurance quote will vary depending on:

• The type of policy you choose
• The duration of your trip
• Where you’re travelling to
• Your age
• The number of people travelling (a single or a group policy)
• Whether any additional options are required

You should also be aware that any pre-existing medical conditions can affect the pricing for Single Trip and Backpacker policies.

Allianz Assistance offer three different levels of cover: Bronze, Silver and Gold.  To get a travel insurance quote, simply click ‘Get a Quote.’  Then, select your policy type, enter your dates of travel, destination information and passenger details.  You can then choose your optional extras.

You’ll be able to see exactly what’s included as part of your travel insurance quote, and you can compare our Bronze, Silver and Gold policies with our handy table, so it’s easy to see which is best for you.

The type of travel insurance you need will depend on the trip you’re taking.  If you’re heading on a family holiday, then Single Trip cover may be best.  But if you’re heading away more than once this year, Annual cover will be more appropriate.  If you’re on a gap year, taking a career break or just exploring the world, try our Backpacker cover.

We even have options that cover you for business travel, golfing holidays and skiing trips.  No matter where you’re going, Allianz Assistance will be right there with you.

Allianz Assistance are the experts, so you can find out even more information on their website before obtaining a quote.

Click here to visit the Allianz Assistance travel insurance web site.